With spiralling energy costs, many of us are now turning to greener ways of using and saving energy.  It can range from simply changing to environmentally friendly light bulbs, fitting draft excluders and turning down your thermostat to major changes such as underflow heating and cavity wall insulation.  Some companies offer what is now known as a “green mortgage”, a condition that the money lent to you will be used for “green improvements” to your home.  [Read more...]